Do I Need Long Term Care
Insurance?
Much like home, health, and auto insurance; long
term care insurance is available to help you protect yourself,
your family, and your assets.
Long term care insurance will pay for
nursing home and home health care costs, which would otherwise
be paid for out of pocket (by you or your spouse or children) or
partially covered through Medicare and Medicaid (see page "Does
Medicare Cover LTC Costs?").
You should consider buying long term care
insurance if any of the following statements are true for you:
|
I want to avoid depending on others for
care. |
|
I don't want to be a burden on my children
or spouse. |
|
I want to avoid welfare and preserve my
independence. |
|
I would like to leave my loved ones more
than a legacy of debt. |
|
Access to quality care is a priority. |
|
I don't want to spend everything it took a
lifetime to create. |
|
I want to protect my assets and have an
estate for my heirs. |
If you find yourself agreeing with any or all of the above
statements, please request your complimentary
long term care insurance
quote right now. Our quote request form is easy to
understand and takes less than five minutes to complete.
First,
let's look at the odds of using insurance for which you most
likely already pay:
Fire
Insurance:
|
One out of every 1,200 people will use
their fire insurance. |
Car Insurance:
|
One out of every 240 people will use their
automobile insurance. |
The odds of using your Long Term Care Insurance:
|
One out of every THREE people will use
their long term care insurance policy. |
For more
shocking and important numbers, take a moment to visit our
statistics page.
If
you're ready to request your complimentary quote, please
click here.
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