Long Term Care Insurance Quote and Information

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Types of Long Term Care:

Nursing Home

Nursing homes account for the greatest share of public and private spending on long-term care (about 70%).  A nursing home is a residence that provides room, meals, recreational activities, help with daily living, and protective supervision to residents.

Generally, nursing home residents have physical or mental impairments which keep them from living independently. Nursing homes are certified to provide different levels of care, from custodial (help with activities of daily living) to skilled nursing (services that can only be administered by a trained professional).

The following statistics document the likelihood of entering a nursing home, reliance on Government funds, and characteristics of residents (see our statistics page for more information):

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About 43 percent of persons turning age 65 will use a nursing home in their lifetime (Kemper and Murtaugh, 1991).

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About 20 percent of residents will spend 5 or more years there (Kemper and Murtaugh, 1991).

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Of those turning 65, 17 percent can expect to use a nursing home and receive Medicaid reimbursement (Spillman and Kemper, 1995).

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The Agency for Health Care Policy and Research projections show that 4 out of every 10 older people will stay in a nursing home at least once, and nearly 1 in 10 will stay for 5 or more years.

 

Additional Links:

Related Links:

Costs in Your Area


Nursing Home Compare (Provided by www.Medicare.gov)


   

 

   

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